LPA Borrower Cash Flow: Help Create More Homeownership Opportunities

Borrower cash flow assessment – an industry-leading capability – now available in LPA.

Now you can open the door to more opportunities for low- and moderate-income borrowers and those in underserved communities. Loan Product Advisor^® (LPA^SM) now includes positive cash flow in a borrower’s account transaction data as part of its purchase eligibility assessment, effective for loans submitted or resubmitted on or after November 6, 2022.

To get started, check out our:

• Seller/Servicer Guide (Guide) Bulletin 2022-23.
• Free webinars, introduction video, and job aid developed with your needs in mind.
• Feedback messages that support this LPA enhancement.

After reviewing all the resources, if you still have questions, contact your Freddie Mac representative or the Customer Support Contact Center (800-FREDDIE).