To help the industry prepare for the upcoming Uniform Appraisal Dataset (UAD) and Forms Redesign mandate, we’ve published the Freddie Mac Collateral Feedback Messages: Loan Collateral Advisor® and Uniform Collateral Data Portal® (UCDP®) for UAD 3.6.

What’s New?

  • Alignment with UAD 3.6 – The new feedback messages are designed to align with UAD 3.6 rules and provide feedback on appraisal reports submitted to UCDP using UAD 3.6.
  • One messages document for all messages on the Freddie Mac SSR – We’ve combined all collateral messages a user would see within the Freddie Mac Submission Summary Report (SSR) from UCDP. This includes the following findings sections on the SSR:
    • System Findings – Identifying when the UAD 3.6 Appraisal Report Zip File might not include all correctly formatted files.
    • UAD Compliance Findings – Identifying potential UAD 3.6 XML compliance issues.
    • Freddie Mac Proprietary Findings – Identifying when UAD 3.6 appraisal reports may not meet Freddie Mac requirements.  
  • New five-digit message codes – The UAD 2.6 messages for Freddie Mac Proprietary Findings had a four-digit message code after the FRE prefix. The new UAD 3.6 messages for Freddie Mac Proprietary Findings will have a five-digit message code after the prefix. NOTE: This only applies to Freddie Mac Proprietary Findings.

If you’re a software provider, appraisal management company (AMC) or lender that uses these messages for your processes or workflow, you’re encouraged to leverage the new messages to help you prepare for the Limited Production Period, beginning September 8, 2025, and as we approach Broad Production on January 26, 2026 (review the timelinepdf for more information).

Reminder:

The Proprietary Loan Collateral Advisor Messages for UAD 2.6pdf and the Proprietary UCDP Messages for UAD 2.6pdf will remain in effect and will be returned on appraisal reports submitted to UCDP using UAD 2.6. They’ll also still be available on our Loan Collateral Advisor and UCDP webpages.

The Freddie Mac Collateral Feedback Messages: Loan Collateral Advisor and UCDP for UAD 3.6 xlsx will be in effect and returned only on appraisal reports submitted to UCDP using UAD 3.6.