Electronic Default Reporting (EDR)

EDR lets Servicers report prior month’s default and bankruptcy loan activity including status and events within the first three business days of the current month. COMING SOON: Freddie Mac is transitioning from monthly, retrospective default reporting to an events-based driven model resulting in our EDR tool retiring in Q4 2027. Review the Default Reporting Dataset Guidelines below to learn more.

What is Electronic Default Reporting (EDR)?

Transparent default loan reporting.

EDR provides reporting that facilitates compliance and collaboration on the most challenging portions of your delinquent portfolio.

NOTE: Once the EDR tool retires in Q4 2027, all EDR users will transition to submitting default reporting through Resolve^®, our default management platform.

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What is Modernized Default Reporting?

We’re announcing the upcoming launch of event-based default management through Resolve^®, our default management platform. Download our Default Reporting Dataset Guidelines below to learn more.

Guidelines Read Article

Electronic Default Reporting Overview Tutorial

This self-guided tutorial highlights the Electronic Default Reporting (EDR) functionality in Freddie Mac Gateway ^®’s Servicing Tools to help you accurately complete monthly delinquency reporting.