Credit Reporting Companies and Technical Affiliates
Freddie Mac has agreements with credit reporting companies (CRCs) to provide merged credit reports to our clients. Using the information below, you may establish agreements with any of the CRCs by completing the CRC-specific setup form or by contacting their technical affiliates.
Getting Started
- Top 5 Tips for Using Merged Credit provides you with important and helpful tips for using merged credit reports in Loan Product Advisor®.
- Loan Quality Advisor Risk Assessment Service: Merged Credit Options job aid provides you with instructions for using merged credit reports in the Loan Quality Advisor® Risk Assessment service.
- Although you may have an existing relationship with one or more CRC, to use Loan Product Advisor's merged credit report options, each CRC listed below needs to be notified, through completion of the setup form, of your intent to begin using Loan Product Advisor to obtain merged credit reports.
- The CRC setup forms below only informs CRCs, not technical affiliates. If you use a technical affiliate of Equifax, MeridianLink or SharpLending, please contact that affiliate directly to update your account.
Most Recent Updates as of December 2024
- Review the most recent updates to the CRCs and technical affiliates, as well as their codes.
Equifax Mortgage Solutions (CRC# 5000)
| Sign-up Contact Information | Billing Contact Information | Service Agreements and Setup Forms |
|---|---|---|
|
Diana Loiacono
Phone: 845-657-2245
Toll: 888-279-9065 x Option 7
Fax: 845-657-2005
Email: [email protected]
|
Michael Finnigan
Phone: 856-589-2040
|
|
CoreLogic Credco (CRC# 8000)
| Sign-up Contact Information | Billing Contact Information | Service Agreements and Setup Forms |
|---|---|---|
Customer Support and Setup Phone: 800-577-8787 Option 2/Option 2 Email: [email protected] | Billing Department Phone: 800-294-5566 Email: [email protected] |
|
Factual Data by CBC (CRC# 1000)
| Sign-up Contact Information | Billing Contact Information | Service Agreements and Setup Forms |
|---|---|---|
Set-up Support Phone: 800-216-3463 Option 5 Fax: 866-758-5011 Email: [email protected] | Billing Support Phone: 800-216-3463 Option 3 |
|
SharperLending Solutions, LLC (CRC# 3000)
| Sign-up Contact Information | Billing Contact Information | Service Agreements and Setup Forms |
|---|---|---|
Customer Support and Setup Phone: 800-452-1174, Option 2 Email: [email protected] SharperLending does not provide new merged credit reports, however they do offer a program for wholesale lenders to obtain reissues of merged credit reports. |
|
MeridianLink® (CRC# 2000)
| Sign-up Contact Information | Billing Contact Information | Service Agreements and Setup Forms |
|---|---|---|
MCL Support 3560 Hyland Ave., Suite 200 Costa Mesa, CA 92626 Phone: 714-708-6950 x1405 Email: [email protected] MeridianLink also offer a program for wholesale lenders to obtain reissues of merged credit reports. Contact them at the following to learn more: [email protected] | Accounts Payable 3560 Hyland Ave., Suite 200 Costa Mesa, CA 92626 714-708-6950 |
|
Affiliated Companies
The technical affiliates listed below provide credit services through one or more CRCs.
To establish an agreement with an affiliate, contact the company directly. The technical affiliates can be sorted by technical affiliate codes or alphabetically by name.
* This technical affiliate is not available in Loan Quality Advisor at this time.
| Technical Affiliate | Equifax Mortgage Solutions TA Code |
MeridianLink TA Code |
SharperLending TA Code |
|---|---|---|---|
|
5138*
|
2138
|
|
|
5031
|
3031
|
|
|
3326
|
||
|
5301*
|
2301
|
3301
|
|
5325
|
||
|
5226
|
2226
|
|
|
3327
|
||
|
5016
|
2016
|
|
|
5076
|
2076
|
|
|
5071
|
2071
|
|
|
5128*
|
2128
|
|
|
5086
|
2086
|
|
|
5298*
|
2298
|
3298
|
|
2024
|
||
|
5017*
|
2017
|
|
|
2330
|
||
|
5181
|
2181
|
|
|
5161
|
2161
|
|
|
5313
|
||
|
5130
|
||
|
5058
|
2058
|
|
|
5308
|
||
|
5309*
|
2309
|
|
|
2328
|
||
|
5078*
|
2078
|
|
|
2321
|
||
|
2322
|
||
|
5314*
|
3314
|
|
|
5251
|
||
|
5294*
|
2294
|
|
|
2323
|
||
|
2324
|
||
|
5302
|
2302
|
|
|
5229
|
2229
|
|
|
5290*
|
2290
|
|
|
5315*
|
||
|
3329
|
||
|
5277
|
2277
|
3277
|
|
5063
|
2063
|
|
|
5091
|
3091
|
|
|
5306
|
3306
|
We could not find your Technical Affiliate.
Important Information
The following credit scoring models are currently accepted via Loan Product Advisor and Loan Quality Advisor:
- Experian®/Fair Isaac Risk Model v2
- Equifax FICO Classic v5
- TransUnion FICO Risk Score 04