SF.FreddieMac.com

All in. All of us.

With Freddie Mac's affordable lending solutions, you can grow your business focusing on qualified first-time borrowers and high needs markets.

Affordable Solutions Spotlight

Explore this guide to Freddie Mac affordable solutions and discover the insights, educational tools, mortgage solutions, business and technology capabilities and resources that you can use to make home possible.

Home Possible®: An Ideal Affordable Solution

The Freddie Mac Home Possible® mortgage offers more options and credit flexibilities than ever before to help your very low-to low-income borrowers attain the dream of owning a home with a down payment as low as 3%.

Who Is Home Possible® For?

These frequently asked questions about the Home Possible® mortgage will help you better understand its guidelines and capabilities.

All For Home℠

At Freddie Mac Single-Family, the success of professionals and the Affordable business is a top priority. We help to ignite your business by providing outreach, thought leadership and lending solutions you need to grow this market opportunity and confidently foster sustainable, responsible homeownership.

All for Home Graphic
 

Affordable Lending Solutions

Single-Family Refinance

DPA One®

DPA One is a free, online resource developed for housing professionals. DPA One is designed to help you quickly find, understand, and match down payment assistance (DPA) programs for borrowers who need financial assistance to purchase a home.

Refi Possible

Introduction to Refi Possible

Freddie Mac Refi Possible® mortgage offers lower-income borrowers with the opportunity to to reduce their monthly mortgage expenses, enhance their capability to save more and build generational wealth through housing.

Duty to Serve Graphic

Duty to Serve

See how we support high needs markets by financing rural and manufactured housing and preserving affordable housing nationwide.

Borrower Icon

Borrower Eligibility

Keep up-to-date on down payment and closing cost assistance programs available for the first-time homebuyers you serve.

Single-Family Refinance

Single-Family Refinance

Learn more about our products, resources and tools to assist low-income and underserved communities with refinancing to build sustainable wealth.

Upcoming Events

There are no upcoming events.

Past Events

Date Time Type Event
Date: 3/22/2023 Time: 2:00 pm - 3:00 pm Type:Webinar Event:CHOICERenovation® Mortgages for Real Estate Professionals
Date: 11/3/2022 - 11/4/2022 Time: 2:00 pm - 3:00 pm Type:Virtual Event:Freddie Mac Rural Research Symposium

Featured Resources

NEW! Area Median Income and Property Eligibility Tool

To help you determine whether a loan may be eligible for a credit fee cap, enter a property’s address to find out the AMI% for that location and whether your borrowers meet the AMI% requirements for certain Freddie Mac mortgage products.

Nicholas Whiteside's Journey to Homeownership

Read how a first-time homebuyer achieved his dream of homeownership.

Real Estate Professional Resource Center

A newly enhanced one-stop resource center offers you access to valuable industry insights, strategies, solutions and a collection of digital tools for you and your clients, to grow your business and make home possible nationwide.

Working with Housing Finance Agencies

Working in collaboration with housing finance agencies (HFAs), Freddie Mac is committed to advancing affordable, sustainable homeownership.

Refi Possible®

Freddie Mac Refi Possible® mortgage offers lower-income borrowers with the opportunity to reduce their monthly mortgage expenses, enhance their capability to save more and build generational wealth through housing.

Together, We Can Make a Strong Impact on Affordable Lending

This year, we have ambitious goals to increase homeownership opportunities for millions of very low-, low- and moderate income families, diverse communities, first-time borrowers, and other underserved groups.

Housing Professionals

The Housing Professionals Resource Center provides a centralized hub for housing professionals to efficiently search, navigate and access relevant information offered within the Single-Family site.

Home Possible® Income and Property Eligibility Tool

Find out instantly whether a borrower and property may qualify for a Home Possible® mortgage.

Loan Product Advisor®

Access to Freddie Mac credit requirements and view of credit risk so you can easily assess your loan's overall underwriting risk.

CreditSmart®

CreditSmart® is a suite of educational resources designed to empower consumers with the skills and knowledge to assist them through every stage of their financial capability and homeownership journey.

My Home by Freddie Mac®

Whether your borrowers rent, own, or plan to buy, we offer the resources to help make informed decisions and support their success.

Freddie Mac Borrower Help Centers

The Borrower Help Center network is a single-source of mortgage help, with HUD-certified housing counselors providing assistance to borrowers.

Housing Counselors Resource Center

Want to enhance your role as a trusted nonprofit intermediary for clients who are either preparing to buy a home or trying to avoid foreclosure? Find information for you, print-ready fact sheets for your clients, helpful web links, and more here.

eBook: Guiding Current and Future Homeowners During a Crisis

Amid COVID-19, housing professionals and lenders are adjusting in order to meet changing borrower needs. Get resources for addressing unique industry challenges while supporting borrowers and empowering them with education.

8 Steps on the Path to Homeownership - Interactive Guide

How can you help homebuyers address common challenges along the path to homeownership? Explore the interactive experience and learn how housing professionals can guide and support homebuyers on their journey.

Empower Your Outreach Summit 2021

Invest in your career and learn about best practices for engaging prospective clients, homebuyer population trends, solutions to help homebuyers overcome financing obstacles and more – all from industry experts.

Affordable Lending Refinance Options Learning Clip

Loan officers can learn about two affordable lending refinance options (Home Possible and Refi Possible) and the benefits they can provide their customers.

Affordable Solutions Video - Product Details

Watch and discover how Freddie Mac affordable mortgage solutions – Home Possible®, HFA Advantage® and HomeOne® - offer opportunities to build your business, overcome common borrower challenges and make home possible.

Affordable Solutions Spotlight

Explore this guide to Freddie Mac affordable solutions and discover the insights, educational tools, mortgage solutions, business and technology capabilities and resources that you can use to make home possible.

Latest Insights

A seemingly small monthly savings can be significant and worth pursuing when looked at over the life of the loan.

Helping Low-Income Homeowners Overcome Barriers to Refinancing

Sam Luna
Samuel Luna
Senior Director of Single-Family Affordable Lending

The CreditSmart® Homebuyer U course really lays out all the issues and advantages tied to homeownership.

Online Learning Empowers Aspiring Homebuyers Who Need Support to Succeed

Freddie Mac Icon
The Single-Family Team
Freddie Mac

Quantum computing ̶ working with other tools to improve housing and real estate predictions ̶ is one of many important capabilities to watch.

Mortgage Technology Trends to Watch: Quantum Computing

Sunny Das, Senior Business Analyst, Single-Family Innovation Lab
Sunny Das
Senior Business Analyst, Single-Family Innovation Lab

Affordable Solutions - Solution Overview

Discover how our Home Possible®, HFA Advantage® and HomeOne® affordable mortgage solutions overcome common challenges for first-time homebuyers.