Asset and Income Modeler (AIM)
AIM is a capability within Loan Product Advisor® (LPASM) that automates the assessment of borrower assets, income and employment for lenders. By leveraging the expertise of third-party service providers, AIM helps deliver a simpler, more efficient loan origination process.
What AIM Can Do for You
Assess Assets
AIM assesses total assets from account data such as depository accounts (e.g., checking, savings), securities, retirement accounts, gifts and grants.
Assess Income
AIM assesses income using account data, tax data and employment data (e.g., payroll information, paystubs, tax transcripts).
Automate Verification
AIM automates the 10-day pre-closing verification based on employment data or direct deposits in the asset transaction data.
Choose Data Over Docs and Boost the Bottom Line
AIM Service Providers
Connect to Freddie Mac verified third-party service providers of AIM related capabilities.
